LOAN PROGRAMS

Loan Amounts:        $250,000 to $20,000,000

Property Types:          All Types of Real Estate

                                                        ·         Residential 1-4

                                  ·         Apartment

                                  ·         Land

                                  ·         Construction

                                  ·         Commercial

Loan to Value:           Residential 1-4 up to 75% LTV

                                Commercial Property up to 75% LTV

                                Land up to 50% LTV

Terms:                Typically written for 1 year with options to extend.

Rates:                 Usually 11-16% per annum, interest only plus fees.

Turnaround:       With a complete package we can fund in 3 days.

Security:          1^st, 2^nd, and 3^rd Trust Deeds

Location:            Western United States